A couple of days ago I started getting congratulations notices on LinkedIn for my work anniversary. I hadn’t even realized it, but that actually represents the anniversary for how long I have been in business for myself. As a professional female business owner in a traditionally male-dominated field, I can tell you that things have changed a lot! I started in the insurance industry over 30 years ago as an administrative assistant in the benefits department of a smaller agency. After about six months on the job, I went to one of the owners and asked for the opportunity to sell. His answer was that I wouldn’t be any good at it, but after some negotiations, he agreed to let me do it in exchange for a cut in pay… Read more »
Broker, Consultant, Advisor – which should you choose? It isn’t the title that matters as much as the approach, expertise, advise and willingness to listen that separates the superior advisors from the merely average. To get the most value out of your employee benefit program, it is important that you invest as much time in finding the right partner as you do in selecting your benefit plans. For the sake of this article, I am going to use the term “partner” because the title really doesn’t matter. You want a partner that is focused on your company and your needs, not just meeting a sales quota and checking in with you once a year. Your partner will want to understand how your company operates, what value it places on the… Read more »
Heart health is a hot topic but one many people don’t do much about. The typical person may have a routine cholesterol screening once a year and if the numbers are high, will find themselves on one or more medications. But what can you do to reduce your risk of a heart attack and potentially eliminate the need for medication in the first place? Here are ten tips to improve your heart health, and they may even lead to weight loss and increased energy. Y Quit Smoking If you are a smoker, quit. It is that simple. It is the single best thing you can do for your heart health. Smoking is one the main causes of coronary heart disease. After only one year after giving up smoking, your risk of… Read more »
Failure, Setback, Frustration – those are words none of like this think about or experience. But in reality, it is going to happen. Life doesn’t happen in a linear fashion, it is a series of ups and downs, with the goal to continue on an upward trajectory. I have experienced more than my share of setbacks in the past year, but through it all, I try to keep my eyes focused forward and upward, not looking back. When I do look back, I try to do it through the lens of evaluating what I did right and what I did wrong to affect the ultimate outcome. You often hear the term “fail faster” to indicate that if you aren’t failing, you aren’t trying. Despite the truth in those words, it… Read more »
I have a confession to make – I was never a fan of selling worksite products! Voluntary products (or more traditional group platform) were fine, but I always shied away from worksite due to the high-pressure tactics of some of the sales representatives or “overselling” of these products. Here is the problem, I ended shortchanging both employers and employees. Employees love to have options and choices when it comes to the benefits they can purchase through their employer. Employers love offering additional products and services to their employees at no additional cost. When surveyed, employees consistently rank their employee benefits package higher when it includes worksite products. Nowadays, there isn’t much difference between voluntary benefits or worksite plans other than the chassis they are offered on. Worksite or voluntary plans… Read more »
Eating healthy can help boost your immune system, keeping you strong when everyone around you is suffering. But if you need to up your defenses a little, consider a homemade immunity shot Immunity shots are basically small but potent doses of fresh juices loaded with healthy herbs and spices like ginger and tumeric. Here is my favorite Immunity Shot recipe. 2 cups fresh squeezed orange juice – High in Vitamin C Juice of one lemon – Improves Digestion ½ cup water – reduce acidity 1” fresh ginger, peeled & grated – helps soothe sore throat and settle your stomach ½” fresh turmeric, peeled & grated – anti-inflammatory & anti-viral 4 tbsp. Manuka honey – anti-bacterial and improves sore throat & immunity 20 drops of Oil of Oregano – powerful antimicrobial that can help fight off… Read more »
OCI Guy is covering the news desk today to bring you some important news updates.
A phone call from a client reminded me that not everyone is ready for the new Washington Paid Sick Leave Law that went into effect 1/1/2018. Here is a recap of the highlights, along with links to important notices that you will need in order to be in compliance with this law. Current employees must be notified of your policy in writing no later than March 1, 2018, and new employees must be notified immediately upon employment. The law generally applies to all employers in Washington State. Employers in three local jurisdictions (Seattle, Spokane & Tacoma) include additional provisions. Paid Sick Leave Policy Employers should consider creating a paid sick leave policy to develop consistent workplace practices and communicate the new requirements to employees. An employer must create a paid sick… Read more »
OCI Guy is standing by to help you and your employees be prepared and stay healthy throughout the upcoming cold & flu season!
At Olympic Crest Insurance, our pets are members of the family, and as such deserve the bet medical care. Healthy Paws Pet Insurance covers your pets – for a lifetime. Our pet health insurance plan pays on your actual veterinary bill and covers injuries, illnesses, emergencies, genetic conditions and much more.